One of the biggest issues with this indusrty is that there is no steady health insurance coverage  for 1099 employees. You are forced to go out and find insurance that you can afford. This is hard because some times work is not steady enough to be able to pay for such coverage. But you have choices. Just because you are a model, Promo brand ambassador or some one working a demo now and then you SHOULD have medical insurance. Its really not expensive. There are so many plans out there that are geared to our work style. I have heard there is coverage for as little as $20 a month.
Do you really need insurance? YES!
Dont wait for till the last min. Actually you cant. Do research and see what you can afford. Im sure there are some resources in your local area that can help. Just google “affordable health insurance” You can also use a site like this: Check out this link for  Affordable Health Insurance. Compare the leading carriers side-by-side. Just fill out the form and at least get some quotes. You’ll be shocked at how much it would really cost for you have a plan. There are all types of plans like HMO, PPO, Dental and Life. Consider them all. If you get sick tomorrw and need to see a doctor will you be able to afford it? The link im provideing is a resource for you to see what is offered to you. They will give you a list of carriers and you will see a side by side comparison from each one. Check it out.

Affordable health insurance plans for self-employed individuals.  

Please feel free to discuss this topic in the Forums. This link will take you to the ” Health Care for Contract Employees”  You will also find other inforamation from members of the EventSpeak community. Contact us if you have other ideas or information about this topic so we can get it out to the crew. http://www.eventspeak.com/modules/newbb/viewforum.php?forum=1